Oklahoma Home Purchase Loans

Oklahoma Home Loans: Getting the Best One for You

Whether you are purchasing your first home, trading up to a larger home, or purchasing a property as an investment, Global Mortgage Oklahoma can help you. With our network of national lenders, we have loan programs for all types of home purchases from the traditional Single Family Houses to Investment Properties.

Pre-Qualify for Your Home Loan. The Smart Way to Buy a House

We understand how purchasing a home can be both exciting and stressful. You can ease most of that stress by getting pre-qualified for a mortgage loan BEFORE you begin shopping.  When you pre-qualify for an Oklahoma mortgage loan, you can shop for your new home with confidence.  You can focus on finding the perfect home, knowing that your financing has already been handled. Complete our ONLINE APPLICATION to get pre-approved for your home purchase loan.

Increase Your Bargaining Power

When the Seller and the Realtor know you already have your financing approved, they're more willing to negotiate with you. When you're pre-qualified your real estate offer is more appealing to the selling party since it assures a faster closing. Being pre-qualified gives you an upper hand in negotiations.

Find Your Right House Quickly

Realtors spend a lot of their time finding out two things about home buyers:

1) Are you serious about buying a home or are you a "tire-kicker."

2) How much home can you really afford?

By being pre-qualified you and your Realtor are able to spend all your time finding the home that is right for you. You won't waste your time looking for houses in the wrong price range. And you won't waste your time with a Realtor who is trying to guess whether you're serious or if you can afford the right home. You'll find the right house quicker. And you'll have a more pleasurable home buying experience.

Avoid Surprises and Setbacks

Pre-qualification allows you to avoid any surprises. If you sign a purchase agreement on a house before arranging your financing,  you could run into surprises during the mortgage process. This could delay your home purchase while under contract and risk being delinquent on the closing date. Global Mortgage will also review your credit report and alert you of any credit inaccuracies.

Save Money. Lock-In Your Interest Rate

Interest rates change daily.  Trying to time the market for the absolute lowest rate is virtually impossible.  When you get pre-approved, you can lock in your rate as soon as you have found your dream home.  All it takes to lock in the current Oklahoma mortgage rates is a quick phone call. 

Free Pre-Qualification

There is absolutely no charge or risk in being pre-qualified. Many mortgage companies will require you to pay hundreds of dollars up front for credit reports and an appraisal. If you do not qualify for the mortgage loan, you LOSE that money.

At Global Mortgage Oklahoma, we offer our mortgage pre-qualification service FREE of charge. If you do not qualify for the loan, you haven't lost a cent. Pre-qualification is RISK FREE and all it takes is a quick phone call.  You will have a loan decision in as little as 15 minutes!

Click the APPLY ONLINE button to get approved for your home loan today! Rather apply by phone? Just give us a call at 800-536-5712.